Providing Business Insurance you can rely on

Take the stress out of organising business insurance and let Websters Insurance Brokers evaluate your requirements.

With over 50 years experience of arranging insurance from small SME businesses to companies with a £25 million turnover,  Websters Insurance Brokers can tailor make your insurance covers to fit your personal demands and needs. In addition should a claim occur the Websters team are on hand to guide you through the process.

Below is a brief description of the types of cover that are available to help your understanding

Cover Heading Description of covers available
Property Damage This covers unforeseen loss of or damage to insured property by an insured peril
Business Interruption This covers financial losses resulting from loss or damage to property by an insured peril for a specified period of time after the event
Loss of Money This covers loss of money from the insured premises, at an employee's home or in transit up to specified limits, and includes personal accident and personal effects cover following assault
Trade All Risks This covers loss or damage to specified property for 'All Risks' as defined on the policy or anywhere within the geographical limits
Computer This covers loss or damage to computers and can be extended to include breakdown, reinstatement of data and additional costs of working
Deterioration of Stock This covers loss or damage to stock stored in temperature controlled conditions following breakdown of the refrigeration plant or leakage of refrigerant
Loss of Licence This covers financial loss in the event of non-renewal or withdrawal by the authorities of a licence required for a business
Employers Liability This covers legal liability for death or injury to employees caused in the course of their employment. This cover is a legal requirement for most businesses
Public Liability This covers legal liability for accidental injury to third parties or for damage to their property arising from the business excluding liability caused by goods or products sold or supplied
Products Liability This covers legal liability for accidental injury to third parties or for damage to their property arising out of goods or products sold or supplied
Contract Works This covers physical loss or damage by an insured peril to buildings in the course of erection and the materials, plant, works and equipment associated with the construction
Hired in Plant This covers legal liability under a hiring agreement for loss of or damage to specified plant and can be extended to include continuing hire charges
Motor This covers statutory liability under the Road Traffic Act for injury and/or damage to own vehicles
Engineering Insurance This covers loss of or damage to engineering plant
Engineering Inspection This covers statutory inspection of plant
Marine Cargo This covers loss or damage to stock and other property outside the UK and/or within the UK in transit or temporarily stored in the course of transit
Personal Accident This covers the payment of agreed amounts following death, permanent and/or temporary disablement of an insured person by an insured event
Business Travel This covers medical expenses, personal accident, cancellation, personal effects and/or money whilst travelling on business
Legal Expenses This covers legal defence costs, including the payments of awards in employment disputes
Fidelity Guarantee This covers financial loss due to the dishonesty of employees and includes auditors' costs in establishing the amount of the loss
Directors & Officers' Liability This covers the personal liability attaching to directors and officers in respect of claims made against them as directors and officers of a business
Professional Indemnity This covers legal liability sustained as a result of wrong, negligent or misleading advice or treatment given
Trustees' Liability This covers the personal liability attaching to trustees if they are in breach of legislation and the duty owed to their employer company, plan or corporate trustee
Cyber Liability This covers third party liability claims alleging financial loss caused by a wrongful act arising from insured services while performing cyberspace activities, eg websites, emails etc
Environmental Impairment This covers legal liabilities to third parties for pollution and clean up costs for the insured's or third party's site
Other Covers None

Back

About Us

Websters Insurance Brokers has been providing the full spectrum of insurance services to a diverse range of clients for over 50 years. We have built our reputation on a simple philosophy - a passion for helping people protect what's most precious to them.

Read more

Testimonials

Gary Whitaker
MD - Pennine Pnuematic

Websters Insurance Brokers are an integral and trusted part of our business, always giving us professional advise and competitive rates as well as taking time to fully understand our business insurance needs.