At Websters we understand that home insurance is very personal. We won't just churn out a standard quote. We will tailor it to meet your circumstances, and your pocket. So, from that clock you inherited from Auntie Ethel to that treasured collection of stamps and everything in between - with Websters, your home insurance is as individual as you are.

Features and Benefits - Buildings

• Standard Buildings Cover
  Loss or damage to the buildings caused by fire, explosion, lightning, earthquake, riot, malicious damage, theft or attempted theft, storm, flood, escape of water or oil from fixed installations, collision, subsidence, heave and landslip
• Standard Accidental Damage
  Accidental breakage of fixed glass, sanitary ware and ceramic hobs
  Accidental damage to cables and service pipes
• Temporary Accommodation
  Cost of temporary accommodation or loss of rent if your home is uninhabitable due to damage insured by this section
• Property Owners Liability
  Legal liability as owner but not occupier of the buildings
  Legal liability under Defective Premises Act
• Accidental Damage - Optional Cover
  Accidental damage to the buildings

Features and Benefits - Contents

• Standard Contents Cover
  Loss of or damage to the contents caused by fire, explosion, lightning, earthquake, riot, malicious damage, theft or attempted theft, storm, flood, escape of water or oil from fixed installations, collision, subsidence, heave and landslip
• Standard Accidental Damage
  Accidental breakage in the home of mirrors, fixed glass in furniture or ceramic tops in free standing cookers
  Accidental damage to audio, visual & computer equipment
• Temporary Accommodation
  Costs of temporary accommodation if your home is uninhabitable due to damage insured by this section

Features and Benefits - Personal Possessions (optional cover )

• Accidental Damage
  Accidental loss or accidental damage to specified and/or unspecified personal possessions whilst within the UK or anywhere else in the world for up to 60 days

Features and Benefits - Pedal Cycles (optional cover)

• Accidental Damage
  This cover is available only with Contents cover

Significant Exclusions or Limitations

• Buildings, Contents, Personal Possessions and Pedal Cycles
  Please refer to Policy Booklet