Insurance cover for Bridal Shops

Property damage all risks - Buildings, Tenants Improvements, Contents, Stock, Computers

Fire, lightning, explosion, earthquake, storm, flood, theft following violent and forcible entry or exit, escape of water, impact by road vehicles or animals, accidental loss, impact by aircraft or other aerial devices, riot, civil commotion, strikers, locked out workers, persons taking part in labour disturbances, malicious persons other than thieves. Stock covers - bridal dresses, bridesmaids' dresses, bridal accessories, menswear, prom and evening wear and all other stock in connection with the business.

Business Interruption - £250,000 cover as standard

This section provides insurance for losses caused by interruption to your business following damage or loss to insured property.

Money and Personal Accident Assault - up to £5,000 cash

Limits should be suitable for your needs.

Goods in transit - £5,000 cover as standard

This section covers loss or damage to specified goods whilst in transit.

Employers' Liability, Public and Products Liability - £10 million, £2 million, £2 million

These sections cover legal liability for damage and claimants costs in respect of any person employed arising out of and in the course of their employment. Legal liability for damages and costs in respect of accidental injury to person, accidental damage to property or accidental nuisance occurring in connection with the business. Legal liability for damages and claimant's costs and expenses in respect of costs and expenses for accidental injury or accidental damage to property caused by any product.

Legal Expenses - £50,000

This section covers subject to specific limits, legal expenses for all insuring clauses stated below except for tax protection where cover is for professional expenses:

Employment disputes, health and safety, criminal prosecution, property disputes, data protection and tax protection.

Other benefits:

  • Replacement locks up to a limit of £1,000
  • Stock and contents at trade exhibitions up to a limit of £5,000
  • Contents temporarily removed from the premises up to a limit of 15% of the relevant sum insured.
  • Stock automatically increased by 25% from March to October free of charge

Call us on 01484 713296 or visit our contact page


About Us

Websters Insurance Brokers has been providing the full spectrum of insurance services to a diverse range of clients for over 50 years. We have built our reputation on a simple philosophy - a passion for helping people protect what's most precious to them.

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Gary Whitaker
MD - Pennine Pnuematic

Websters Insurance Brokers are an integral and trusted part of our business, always giving us professional advise and competitive rates as well as taking time to fully understand our business insurance needs.